Texas Debt Collection Agency

KB American Group can help you recovery your outstanding dues in the state of Texas. We offer full service debt collection with 15 years of collection industry experience. State-of-the-art information technology and a highly trained staff of collection professionals have made our company one of the most recognized and effective names when it comes to debt collection in Texas.

Business owners these days confront new challenges because of the subprime mortgage fallout economic crisis and tightening credit markets due to the recession. With very less access to credit and availability, business owners are constantly making use of our debt collection services. KB American group help you to recovery your financial dues and also help maintain positive cash flow.

We work on a contingency, you do not pay us a dime unless we successfully collect your debt.

Collection Agency Services:

  • B2B Debt Collection
  • B2C Debt Collection
  • Leasing Payment Collection
  • Post Judgment Recovery
  • Collection Litigation Services

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Texas Statute of Limitation on Debt

A statute of limitations is a statue (law) that prescribes the period of time during which legal action may be taken. In respect to debt obligations the statute of limitations sets forth the specific time frames during which the creditor or the collector can legally sue the debtor.

What is the statute of limitations on debts in the Stats of Texas?

The statute of limitations on debt for residents of the State of Texas is four (4) years. In Texas, this refers to oral agreements, written contracts (car loans, installment loans), promissory notes and open accounts (such as credit card credit lines).

When does the clock start on the for year statute of limitations?

Texas state laws are more consumer friendly than most states where the statute of limitations starts after the account has been charged off.

In Texas, the Statute of Limitations clock starts on the day the last payment on the account was made. This is often referred to as the “date of last activity” or DLA.